Peace of mind for you and your family.


Low-cost life insurance plans are available for Guard members and their families.

For Guard members, there's the Servicemembers' Group Life Insurance (SGLI), which provides coverage 24/7.
  • Soldiers are eligible for $400,000 of insurance.
  • Smaller amounts of coverage are available.
  • Coverage is available through age 60, upon receipt of your first retirement check or 120 days after a Soldier's ETS (Expiration of Term of Service).

Family members are eligible for Family Servicemembers' Group Life Insurance (FSGLI), available to spouses and dependent children of Guard members insured under SGLI.
  • FSGLI provides up to a maximum of $100,000 of insurance coverage for spouses (not to exceed the SGLI amount of the insured member).
  • Family coverage provides $10,000 for dependent children.
  • Spousal coverage is issued in increments of $10,000. Coverage costs vary.

Note: Army National Guard programs and benefits are subject to change. For the latest information, please contact your local recruiter.

Insurance Benefits

Most Soldiers serve because they want to give back to their country. Then they find out that being part of the National Guard comes with other rewards. Beyond earning additional pay and getting help with their education costs, Soldiers and Veterans—and their families—enjoy even more real benefits, such as inexpensive healthcare through the TRICARE system and low-cost life insurance that pays up to $400,000. Take care of your health, your family and your future.

Use this guide to better understand one of the biggest benefits of Guard service
Translating Tricare
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Find out the costs of insuring you and your family.
You are required to pay monthly premiums and cost shares if you decide to enroll in TRICARE Reserve Select. TRICARE Reserve Select premium rates are established annually on a calendar year basis.
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